the freedoms in liberalism :: essays research papers

Name and Contrast the Freedoms in Liberalism Liberal ideas arose from the breakdown of the feudal system that was commonplace in Europe, which saw the growth of the capitalist society currently in place. Liberalism was the aspiration of the rising middle classes, which had conflicting interests with the power of absolute monarchs and landed aristocracy. With this capitalist society, a serf now had the ‘freedom’ to think for themselves; to decide who to work for or where to live, what to buy and so forth. This type of freedom or liberty was a view of early or classical liberalism, where liberty was a natural right, an essential requirement for leading a truly human existence. Later liberals viewed liberty or freedom as a vehicle to only develop their skills and talents and fulfil their potential. Liberals do not accept individuals have an overall entitlement to freedom, where this freedom can be used to abuse others. John Stuart Mills introduces ‘self-regarding’ and ‘other-regarding’ freedoms where ‘self-regarding’ actions allow individuals to ‘do anything they want’. An ‘Other-regarding’ action restricts or damages the freedoms of others. The law requiring motorcyclists to wear helmets can be seen as both ‘self-regarding’ and ‘other-regarding’ whereby the motorcyclists wants to exhibit there freedom by not wearing their helmet (self-regarding) but is restricted by the law of compulsory helmets (other-regarding). An individual may be sovereign over their body and mind, however they must respect the fact everyone enjoys an equal right to liberty. Isaiah Berlin showed a distinction between a ‘negative’ and a ‘positive’ theory of liberty. The classical or early liberals viewed freedom in the context of being left alone, being able to act however they pleased.

Personal Narrative: Reflections on 7th grade English Class Essay

Looking back to the beginning of 7th grade English class I now realized of all the great things I have accomplished this year for English class. I am proud of how hard I worked this year and how my English has gotten better. I am proud to have been part of Ms D's English class and she is a phenomenal teacher. I think that one day I will be able to work as a English teacher like Ms D or I will become a journalist. Although I must say that when I first entered English class I had so many different thoughts. The first thought was about the teacher. I didn?t know if I would have been able to get along with Ms. D because she had looked like a professional person in which doesn?t play around. I was nervous but I knew I would have to try my best to get along with her. When class began I saw how Ms D loved to make her students write essays and that is what I knew I was good at. I saw how she was organized and she wasn?t strict nor she wasn?t mean. Ms. D was actually pretty great and funny. When class had first began I felt strong about my reading because my father used to make me read the newspaper about the age of 5 years old and at home I would have to speak loudly and clearly in front of her or else the things in which I wanted wouldn?t be granted in front of me. I knew that I wasn?t perfect but I knew that I would have to work on my vocabulary because in my country we usually didn?t speak proper English and I knew that the way that you talk is the way you would normally read and it?s the way you would write. I knew that I would have to throw away my bad English and learned English the right way. I feel excellent about reading now and I am more confident than before. I fee... ...proud of. Two things in which I learned this year and I think will be important is to not repeat myself when writing and if your introduction paragraph is not engaging to any readers no one would want to read your essay and it introduces the part of your writing. I also learned that quotes go around something in which a person says and that when there is a new paragraph with quotes around it means that a new speaker is talking. S Symbolism is an object that stands for something or someone. Looking back to the beginning of the year I can see that I was a natural writer and reader. I am confident to move onto 8th grade. There were so many techniques that Ms D introduced us to and it can definitely help us to be a better reader and writer. I will definitely miss Ms. D next year. My reflections are shown in this essay. Personal Narrative: Reflections on 7th grade English Class Essay Looking back to the beginning of 7th grade English class I now realized of all the great things I have accomplished this year for English class. I am proud of how hard I worked this year and how my English has gotten better. I am proud to have been part of Ms D's English class and she is a phenomenal teacher. I think that one day I will be able to work as a English teacher like Ms D or I will become a journalist. Although I must say that when I first entered English class I had so many different thoughts. The first thought was about the teacher. I didn?t know if I would have been able to get along with Ms. D because she had looked like a professional person in which doesn?t play around. I was nervous but I knew I would have to try my best to get along with her. When class began I saw how Ms D loved to make her students write essays and that is what I knew I was good at. I saw how she was organized and she wasn?t strict nor she wasn?t mean. Ms. D was actually pretty great and funny. When class had first began I felt strong about my reading because my father used to make me read the newspaper about the age of 5 years old and at home I would have to speak loudly and clearly in front of her or else the things in which I wanted wouldn?t be granted in front of me. I knew that I wasn?t perfect but I knew that I would have to work on my vocabulary because in my country we usually didn?t speak proper English and I knew that the way that you talk is the way you would normally read and it?s the way you would write. I knew that I would have to throw away my bad English and learned English the right way. I feel excellent about reading now and I am more confident than before. I fee... ...proud of. Two things in which I learned this year and I think will be important is to not repeat myself when writing and if your introduction paragraph is not engaging to any readers no one would want to read your essay and it introduces the part of your writing. I also learned that quotes go around something in which a person says and that when there is a new paragraph with quotes around it means that a new speaker is talking. S Symbolism is an object that stands for something or someone. Looking back to the beginning of the year I can see that I was a natural writer and reader. I am confident to move onto 8th grade. There were so many techniques that Ms D introduced us to and it can definitely help us to be a better reader and writer. I will definitely miss Ms. D next year. My reflections are shown in this essay.

The Potential for Future Crop Loss Essay -- Agriculture Farming Enviro

The Potential for Future Crop Loss On the subject of potential crop loss there are several variables, which influence drought and plant disease resulting in a loss of crops. The first variable is that of drought. Drought is a result of shifting weather patterns, which changes the amount of precipitation an area receives. There are three major causes of drought, deficient and unfavorably distributed precipitation, excess heat and warm winds (Nemanishen, 1998, p.35). Historically the grasslands of North America have had a highly varied climate with years of drought immediately followed by years of sufficient precipitation. For example, in the area of the Palliser Triangle in the grasslands of Canada, wheat crop loss has been seen numerous times in history varying in severity depending on the weather patterns of the season. In drought years the wheat yield is particularly sensitive to low antecedent moisture reserves, below average rainfall in the crop growing season, and summer heat waves with hot, dry winds (Nemanishen, 1998, p.24). In consecutive drought years the precipitation deficit accumulates resulting in soil moisture depletion in the root systems (Nemanishen, 1998, p.26). The loss of soil moisture also leads to a lack of ground water recharge resulting in declines of runoff and stream flow making the crops particularly susceptible to wind erosion. Major droughts have reduced annual grassland rainfall fifteen to twenty-five percent and July and August average rainfall twenty-five to fifty percent. As a result of drought wheat crop production dropped twenty –five percent in North America (Borchert, 1971, pp10-11). In order to avoid crop loss it is important for scientists and farmers to identify weather patterns ... ...ast, it’s happening right now and it will happen in the future. Works Cited Borchert, J. R. (1971). The dust bowl in the 1970s. Annals of the Association of American Geographers, 61(1), 1-22. Boyce, N. (2001). Revisiting Ireland's great famine. U.S. News and World Report, 130(24), 44. Daly, D.C. (1996). The leaf that launched a thousand ships. Natural History, 105(1), 24-32. Hertstein, U., Grunhage, L., & Jager, H. J. (1995). Assessment of past, present, and future impacts of ozone and carbon-dioxide on crop yields. Atmospheric Environment, 29 (16), 2031-2039 Lowdermilk, W. C. (1999). Conquest of the land through 7,000 years. Agriculture Information Bulletin, (99), 1-24. Nemanishen, W. (1998) Drought in the Palliser Triangle. PFRA Drought Committee. 23-40.

Advantages and Disadvantages of Using Technology Essay

Chief among there is its convenience, efficiency and effectiveness in work, study, and research. It must be said that there are a number of substantial problems associated with the phenomenon of modernized technology. The one that springs immediately to mind is the potential risk of overusing technology in our lives. At the other end of the spectrum, there are many and varied merits to the concept of easily accessible up-to-date technology. Perhaps most importantly, it assists people to carry out their work faster. In my own experience, I found that technological appliances such as computer and mobile phone have assisted me a great deal in my occupation. As an accountant, I usually liaise with my clients to discuss about their account issues. Sometimes, problems can be solved via only a phone call. In addition, the aid of computer has reduced amount of my work significantly. At the end of the day, the positives effects of using digital technology and its convenience and efficiency for most people are more convincing than the negative aspects. If digital technology were never invented, our lives would be never wonderful as they should be. There is a school of thought which contends that features, talents and shortcomings humanity is born with determine our social skills and growth considerably more than any education and real-life scenarios throughout our lives. From my personal perspective, I am unable to concur with this view. First and foremost, it is clearly evident that while beasts inherit all the intuition needed for existence when they come into the world, humanity is virtually useless at birth and takes the first 20 years of life acquiring survival prowess. / To begin with, it is immediately apparent that off spring inherit incredible genetic †hard-wired† abilities at birth, but unless they are encouraged to evolve these, such talents will manifest themselves. / First and foremost, it is clearly evident that if an individual has skill at something, it becomes pparent in earlier youth. People do not wake up one morning as excellent/superb athletes or academics at the age of 35. Similarly, lack of ability or learning difficulties are usually noticed at a very young age. This strongly recommends that babies are neither born with distinct abilities nor they are. †¦.. At the end of the day, in the course of our daily existence, any educative processes and life-changing events exert far g reater control than aspects, natural abilities as well as weak points that are contained in our genetic make-up.

Foreign aid vs. International trade Essay

Foreign aid vs. international trade is a long lasting debate as to which strategy leads to the greatest level of economic development. Foreign Aid is defined as any assistance that is given to a country not provided through normal market forces. There are numerous forms of aid, from humanitarian emergency assistance, to food aid, military assistance, etc. Development aid has long been recognized as crucial to help poor developing nations grow out of poverty. International trade is the exchange of goods or services across international borders. Economic development as defined by AmartyaSen, 1998 Nobel prize laureate, â€Å"requires the removal of major sources of unfreedom: poverty as well as tyranny, poor economic opportunities as well as systematic social deprivation.† (1) In 1970, the world’s affluent countries agreed to give 0.7% of their GNI (Gross National Income) as official international development aid, annually. Since then, these rich nations have rarely met their actual promised targets. â€Å"The US is often the largest donor in dollar terms, but ranks amongst the lowest in terms of meeting the stated 0.7% target.† The two charts below, reproduced from the OECD publications (2012) shows aid granted in constant dollars and as a percentage of GNI. Both support the conclusion regarding the failure to meet agreed upon aid commitments and the level of decreasing donations. (2)Billions have been donated, but it appears that Africa which has received the most aid remains a continent impoverished. As Dambisa Moyo in the Wall Street Journal writes â€Å"money from rich countries has trapped many African nations in a cycle of corruption, slower economic growth and poverty. Cutting off the flow would be far more beneficial†¦Ã¢â‚¬ ¦.the insidious aid culture has left African countries more debt-laden, more inflation-prone, more vulnerable to the vagaries of the currency markets and more unattractive to higher-quality investment. It’s increased the risk of civil conflict and unrest †¦.. Aid is an unmitigated political, economic and humanitarian disaster†. (3) Wall Street Journal, March 21st, 2009 Over the past 60 years at least $1 trillion of development aid has been granted to Africa. And unfortunately real per-capita income in 2014 is less than it was in the 1970s. â€Å"More than 50% of the population — over 350  million people — live on less than a dollar a day, a figure that has nearly doubled in two decades† (4) Wall Street Journal, March 21st, 2009 In 2005, the International Monetary Fund’s report â€Å"Aid Will Not Lift Growth in Africa.† concluded that governments, donors and campaigners should be more modest in their claims that increased aid will solve Africa’s problems. (5) Historically Asia was underdeveloped too. Yet various policies by governments to enhance international trade have resulted in many Asian countries i.e. Korea, Taiwan, Malaysia, and Singapore achieving spectacular economic growth and along with it, higher standard of living for its citizens. Dato Kim Tan, the co-founder and trustee for the Transformational Business Network (TBN) wrote â€Å"growing up din Asia, I saw the Asian tiger economies that 30-40 years ago had a lower GDP than Uganda or Kenya, transform themselves through enterprise, not through aid and philanthropy.† (3)Paul Kagame, President of the Republic of Rwanda and that country’s first democratically elected president wrote: â€Å"There is bad aid and there is good aid. The bad aid is that one which creates dependencies, as we’ve known for a long time now. But good aid is that which is targeted to create capacities in people so that they are able to live on their own activities.†¦ In the long-term they have to depend on themselves rather than depend on aid.†(4) Poverty Cure The issue to be addressed is whetherforeign aid achieveslong-term growth and development – is it a positive or negative catalyst to economic well being. And the corollary to this statement is whether international trade is a better alternative to economic achievement. Trade Theory: The historical basis for concluding that there is gain from trade originates from David Ricardo’s work: Principals in Political Economy and Taxation. The historical context of the time was the protectionist English corn laws, restricting wheat imports. Ricardo’s conclusion, arrived at by his theory of comparative advantage, showed that countries could benefit if they  specialized and promoted free trade. Figure 1: Comparative Advantage Country A has an absolute production advantage of both goods A and B because it can produce more of these goods. Since the PPC is not parallel we can presume that the opportunity cost are both different. As a consequence specialization and mutually beneficial trade can occur. Country A has a comparative advantage in the production of good B and Country B has a comparative advantage in the production of good A. Country B PPF curve has a lower slope therefore its comparative advantage of production is the good on the horizontal axis. To establish a policy of international trade, governments need to develop programmes that require important changes in the society. For example, states must develop competitive market economies based on environmental sustainability, infrastructure, establish a stable currency, a transparent political framework and legal system, security, and educated populace as prerequisites. Good A= Capital Goods Good B= Consumer Goods Figure 2: PPF curve with improved production via exports Country A allocates its resources to mostly consumption. Country C allocates its resources towards investment/capital goods. Countries that allocate their resources mainly in investment/capital goods are greater to have long-term growth than those countries who are more focused on consumption who are using up more current resources. With respect to Aid, money that is allocated to current consumption will not improve future conditions where as aid money allocated for such production of infrastructure, health, etc. will in the long run exhibit economic growth. Interestingly,South Korea’s economic growth from the early 1960s to the late 1990s was one of the world’s fastest, and South Korea remains one of the fastest growing developed countries in the 2000s.This experience is known as the Miracle on the Han River. Like many underdeveloped society’s, S. Korea  possessesno natural resources and suffers from overpopulation.In addition, the Korean War destroyed much of its infrastructure. The solution was South Korea adapting an export-oriented economic strategy.Remarkably in 1980, the South Korean GDP per capita was $2,300, about one-third of nearby developed Asian economies such as Singapore and Japan. In 2010 South Korean GDP per capita advanced to $30,000 – almost thirteen times since 1980. (See two charts below on Korean Economic Growth and South Korean Economic Recovery after 1997.) It is acknowledged that the Korean GDP per capita in 1960 was lower than some sub-Saharan African countries. The growth of the Koreanindustrial sector was the principal stimulus to economic development. It is true that initially some foreign aid was granted by the U.S. given the contentious communist threat, nevertheless, it was from strong domestic government support and a move toward competitive markets and international trade that resulted in the investment of modern technology and newly built facilities at a rapid pace. The export to foreign markets and the plowing of the foreign currency back into further industrial expansion was the strategy for growth. In addition, this economic strategy suited South Korea given its poor natural resource endowment, low savings rate, and small domestic market. Labour-intensive manufactured exports, permitted South Korea to develop a competitive advantage. No doubt government initiatives were essential to this process. â€Å"The inflow of foreign capital was greatly encouraged to supplement the shortage of domestic savings. These efforts enabled South Korea to achieve rapid growth in exports and subsequent increases in income.†(5) Finally, the later development of a unique multinational firm known as the chaebol – family-controlled firms owning numerous international enterprises,enhanced Korean economic growth. There is strong cooperation with government receiving financial support and guidance i.e. innovation and research. Today of these multinationals are Samsung, Hyundai, and LG. Thus, it is evident that South Korean expansion and wealth for its citizenry has derived from the adoption of a competitive market manufacturing economy, and the development of a high-tech commercethat emphasizes international trade. Foreign loans, supportive government policies, and not aid have been the critical catalyst to such a Han miracle. Aid Theory: Aid assists, mostly economic which is normally provided to distressed communities or underdeveloped countries for the enhancement of their socioeconomic condition. Aid is linked to need, is often not linked to the ability to enhance trade. Trade can result in inefficient distribution of income while if aid is mishandled the distribution of aid will be unfair, with people being deprived of the benefits of aid and effect economic growth of the country. Does Aid lead to the establishment of good infrastructure? Development aid is given by governments, i.e. the US being the largest aid donor in the world (As of 2010) and other organizations such as the World Bank. â€Å"Aid to all countries in the world declined† (2007, World Bank) An overview of a number of African countries that have been recipients of aid will consider the use and allocation of the foreign aid, and assess the outcome of these donations upon the populace of the continent. One would note initially that there is a need for humanitarian aid to assist in emergencies and alleviate suffering but long term growth and development requires a different approach. Besides charity aid is a minimal portion of the over-all aid from governments. In the Democratic Republic of Congo, according to a report by Transparency International, the Zairian president Mobutu Sese Seko (1965-1977) is listed as having embezzled at least $5 billion form the nation. (6) Transparency International In 2009, the former president of Malawi – Bakili Muluzi was prosecuted for stealing $12 million allocated for aid. And Zambia’s former president, Frederick Chiluba is under investigation for taking millions from money that was set aside for health, infrastructure, and education. Thus, these examples of corruption pervert the opportunity for aid to assist the average African improve their conditions. Economic theory will emphasize that inefficiency will result from government intervention and in particular ‘free’ funds. Bad government worsens the situation as they are often bureaucratic in addition to corrupt. The civil service is inefficient and vulnerable to cronyism which has consequence for responsible governance. Economic incentives are nullified and governments need not respond to citizen needs. Investors require transparency in government and business but such a prerequisite is not  required when donations are the source of funds. Policies such as taxation can be deferred since donations flow in to the country. The priority is to remain in power. Africa continues to be the most unstable region. There are numerous examples of civil strife as exemplified by the current war in Southern Sudan and The Congo. According to the Stockholm International Peace Research Institute, Africa had a greater number of wars than elsewhere in the world. Obviously, such strife has immense impact upon daily life and thwarts any possibility of private investment. Aid thus fills the vacuum. As stated in his book, Dead Aid: Why Aid Is Not Working and How There is a Better Way for Africa, by D. Moyo, â€Å"†¦aid-financed efforts to force-feed democracy to economies facing poverty and difficult economic prospects remain, at best, precariously vulnerable.† (7) Further evidence of endemic problems is observed in Nigeria. This government is one of the most mismanaged in Africa. For example, during the World Economic Forum of 2005 in Davos Switzerland, four state governors were being investigated in the U.K. for money laundering. Large amounts of aid are looted. â€Å"Speaking at the New Partnership for African Development (NEPAD) meeting in Abuja, Nigeria, in December 2003, the former British secretary of state for international development, Lynda Chalker, noted that 40 percent of the wealth created in Africa is invested outside the continent.† (8) Advantages and Disadvantages to Trade: Trade provides development countries with an important base for their own improvement. Countries can develop their own strategies and outcomes to achieve their development objectives i.e. focusing on agriculture of manufacturing services. Countries are the determinants of their own economic destiny. One difficulty of trade is the international economic system imposes impediments i.e. trade barriers. The global market is not an international free trade market i.e. tariffs, taxes and subsidies, regulations and such restrictions operate to the disadvantage of the developing countries. The donor country puts restrictions on the recipient country i.e. the requirement for government transparency, human rights, political support at the UN or Ideological support. Japan gains support from small countries on whale killing/harvesting using trade. Developing countries have weak economic power to challenge economic injustices i.e. EU and USA  have large program of subsidies and economical protectionism.One argument states that trade is a foundation for international cooperationi.e. one country is the resources base and the other importing country is the manufacturing base. Trade would benefits those countries who are engaged in trade (based on the market). Trade relationships would result in a more equitable partnership and thus might be a catalyst for investment and growth. Developing country could receive direct foreign investments and the benefits that would sue from that, technology, employment etc. The result of this would lead to lower prices, greater choice, more efficient allocation of resources, foreign exchange and idea flowing between countries. Once getting passed trade impediments it can seen as long-term development strategy for a developing country. A summary of the advantages and disadvantages: Advantages A country may import things which it cannot produce Maximum utilization of resources Benefit to consumer Reduces trade fluctuations Utilization of surplus produce Fosters international trade Disadvantages Import of harmful goods It may exhaust resources Over specialization Danger of starvation One country may gain at the expensive of another It may lead to war Advantages and Disadvantages to Aid: Aid has been said to decrease the development for countries with their own improvement. Aid has many advantages but as it can be seen using examples such as African countries it can be seen that aid has decreased the development for countries. Countries can be giving aid for ethical reasons,  if there was a natural disaster and were in need of assistance. Aid is based on need, aid permits to countries to retain their dignity because aid if often perceived as condescending. There are different types of aid, tied and untied. Tied aid is foreign aid that must be spent in the country providing the aid or in a group of selected countries. Untied aid is assistance given to developing countries, which can be used to purchase goods, and services in virtually all countries. Jeffery Sachs (UN advisor) argued that aid is important, it is essential to break the poverty cycle and a determinant of long term growth. His argument stated that poor countries are not wealthy because of diseases such as malaria, they need to remove problems such as disease because the free market will not due this. Giving of aid is perceived as an inducement to behave or support certain policies. Aid can be used as blackmailing or getting the upper hand on another country in order to gain their vote in the UN. William Easterly (Professor of economics, NY university), aid does more harm than good, its often wasted, it inhibits peoples inventiveness, devising their old solutions. Aid is corrupt because its given to corrupt officials and often its fragmented that there is many donors and misallocations of the funds. Aid often comes with a lot of preconditions. Furthermore, aid has often come with a price of its own for the developing nations. Aid is often wasted on conditions that the recipient must use overpriced goods and services from donor countries. Most aid does not actually go to the poorest who would need it the most. Aid amounts are dwarfed by rich country protectionism that denies market access for poor country products, while rich nations use aid as a lever to open poor country markets to their products. Large projects or massive grand strategies often fail to help the vulnerable as money can often be embezzled away. Conclusion: In conclusion, it appears that generally trade is more beneficial to  long-term growth and development than aid. African examples discussed are proof that aid is counterproductive and the road to economic failure. The opposite appears true. Those countries able to divorce themselves from aid dependency are more likely to succeed as evidenced by China, India, and even South Africa. A strategy of transparent government, efficient civil service to meet social needs i.e. education, incentives, entrepreneurship, the rule of law, patent protection, institutions to attract foreign direct investment by creating attractive tax structures and reducing the red tape and complex regulations for businesses. Private capital investment into sustainable companies, with aid directly to community based non-profitable organizations is recommended. African nations should also focus on increasing trade, but there have been cases where rapid growth in international trade has led to bottlenecks and impediments to growth and development. There appears to be no panacea but one does conclude that in order to achieve economic, social, and political progress there are essential non-economic and economic prerequisites – cultural (i.e. individualism, attitudes of personal achievement, hard work, etc.) political (i.e. transparent governments, stability, the rule of law,) and economic (i.e. infrastructure, communications network, merit goods i.e. education and health etc.). Each nation is unique with regard to trade and aid. The answer is not either or – aid or trade .but accountable and transparent aid in conjunction with sustainable trade and honest and efficient government. Bibliography: (Complete bibliography after check by Ms. Kerr) 1. Amartya Sen. 1999. Development as Freedom. Oxford university press 2. http://www.globalissues.org/article/35/foreign-aid-development-assistance 3. wall street journal 4. wall street journal 5. http://www.povertycure.org/voices/kim-tan/ 6. http://www.povertycure.org/voices/president-paul-kagame/ 7. http://books.google.ca/books?id=_adMWevoEq0C&pg=PA137&dq=The+inflow+of+foreig n+capital+was+greatly+encouraged+to+supplement+the+shortage+of+domestic+savings.+These+efforts+enabled+South+Korea+to+achieve+rapid+growth+in+exports+and+subsequent+increases+in+income.%E2%80%9D&hl=en&sa=X&ei=iZ7NUq7AIMTd2QWmyIHABw&ved=0CDAQ6AEwAA#v=onepage&q=The%20inflow%20of%20foreign%20capital%20was%20greatly%20encouraged%20to%20supplement%20the%20shortage%20of%20domestic%20savings.%20These%20efforts%20enabled%20South%20Korea%20to%20achieve%20rapid%20growth%20in%20exports%20and%20subsequent%20increases%20in%20income.%E2%80%9D&f=false 8. OECD Development Statistics Online, last accessed April 7, 2012 9. http://www.bbc.co.uk/news/uk-20405140 10. http://www.guesspapers.net/1593/advantages-and-disadvantages-of-international-trade/ 11. http://www.moeasmea.gov.tw/ct.asp?xItem=72&CtNode=263&mp=2 12. http://www.globalissues.org/article/35/foreign-aid-development-assistance 13. http://www.ryanallis.com/sustainable-capitalism-and-the-role-of-aid-vs-trade-in-prosperity-creation/ 14. http://www.cato.org/publications/economic-development-bulletin/african-perspectives-aid-foreign-assistance-will-not-pull-africa-out-poverty

Swot Analysis of Hdfc Bank

HDFC Bank Limited – SWOT Analysis company profile is the essential source for top-level company data and information. HDFC Bank Limited – SWOT Analysis examines the company’s key business structure and operations, history and products, and provides summary analysis of its key revenue lines and strategy. HDFC Bank is a new generation private sector bank in India which specializes in the provision of banking and other financial services to upper and middle income individuals and corporations. The company's services include retail, commercial and electronic banking products. It also provides treasury services and capital markets infrastructure. The company primarily operates in India. HDFC Bank is headquartered in Mumbai, India and employs about 51,888 people. The company recorded revenues of INR124,693. 9 million (approximately $2,632. 3 million) during the financial year (FY) ended March 2010, an increase of 15% over FY2009. The operating profit of the company was INR65,638. 8 million (approximately $1,385. 6 million) during FY2010, an increase of 26. 3% over FY2009. The net profit was INR30,036. 5 million (approximately $634. 1 million) in FY2010, an increase of 33. % over FY2009. Scope of the Report – Provides all the crucial information on HDFC Bank Limited required for business and competitor intelligence needs – Contains a study of the major internal and external factors affecting HDFC Bank Limited in the form of a SWOT analysis as well as a breakdown and examination of leading product revenue streams of HDFC Bank Limited -Data is su pplemented with details on HDFC Bank Limited history, key executives, business description, locations and subsidiaries as well as a list of products and services and the latest available statement from HDFC Bank Limited Reasons to Purchase – Support sales activities by understanding your customers’ businesses better – Qualify prospective partners and suppliers – Keep fully up to date on your competitors’ business structure, strategy and prospects – Obtain the most up to date company information available

Speech

It is better to die on feet than to live on knees ventilation, or by through their relationships with themselves, other people, or even a higher being. Alice Walker, an Africa 12 Page 2811 words Life of Pi Pi (short for Piecing Molotov Patella) is a young Indian boy growing up in South India in the sass's. His father owns a zoo and, with increasing political unrest in India, decides to sell up and emigrate to Canada. In true Nosh's ark fashion, they accompany the wild animals on board the ship on 3 Page 594 Words Chicane for Life Lull's Dirty Shoes â€Å"Life cannot get any harder,† exclaimed Luis Coroner from Anchorman, Mexico.Standing five feet- seven inches tall wearing tight vintage blue Levis jeans, plain white shirt and a faded Dodger baseball cap, the worker gets prepared at the crack of dawn to go to work. As Luis gets 5 Page 1242 words Quotes About Life (â€Å"Time has a wonderful way of showing us what really matters. † †Margaret Peters (â€Å"Perfectio n is achieved, not when there is nothing more to add, but when there is nothing left to take away. † Antoine De Saint-Expert (Be kind to unkind people, for they need it most. (Always act 21 page 51 54 wordsGrandma Galloway Life Story Grandma Galloway life story Sunday marks forth- teen years since Grandma Galloway passed away. Some days It feels Like It has been years, other days It feels Like minutes. Many years ago, my dad nicknamed his mother-in-law ‘Grandma name. Unfortunates 6 Page 1355 words Struggle to Success Life is full of twists and turns . Everyone has to struggle here in this world to overcome every obstacle in the way to success. For this hard work is necessary. Without working hard and Just by sitting idle it will be hard for one to get success. Since from childhood and till now I always remember the 2 Page 280 words Buddha†¦Shakespeare used this dramatic form in lots of his plays and we can see that Arthur Miller has used it in â€Å"A view from 102 4 words Refugee Life Racial 2 members and some have been arrested or kidnapped. With full of pain and sorrow and with the hope to return we crossed the border. As soon as we crossed the border we encountered robbers. We made some ways to run off from them . We left our home moved towards the darkness, betting go 69 words The Views and Concepts of Deadlier Therapy The field of psychology today is extremely oriented towards empirical data, which means concepts must be proven scientifically.Deadlier therapy tends to be criticized for its lack of scientific data, which is difficult to prove because it's not based on cause and effect. Instead, it takes the vie 18 Page 4251 words Third Reich Slaughtering of Cultural Life Hitler seizes control: The â€Å"Slaughtering† of cultural life (Notes for an oral presentation) Introduction – soon after appointment of Hitler as chancellor of Germany in Jan 1933 G. Ordination) of German culture began – Nazis extended policy of GIG The Struggle for Women's Rights Abstract In the following report, you will read about how women have put forward great efforts to obtain a place in this world and how men have suppressed the talents of women. Regardless of how far women have gotten in this world, they continue to struggle to leave behind the stereotypes that men 10 page 241 5 words Meaning of Life. What is the meaning of Life? Among all the other philosophical questions, the most important one seems to be the one regarding our â€Å"life†. Is there a meaning of life?And if there is, what is it? How shall we live? There is no right answer to this questions but a lot of possibilities define w 1023 words Days of Our Life The World is Flat Thomas L Friedman To Matt and Kay and to Ron Contents How the World Became Flat One: While I Was Sleeping / 3 Two: The Ten Forces That Flattened the World / 48 Flattener#l. 11/9/89 Flattener #2. 8/9/95 Flattener #3. Work Flow Software Flattener #4. Open-sourcing Flatted 683 pa ge 170712 words Just Life, Nothing Personal Terror Camaraderie Nags bob â€Å"Just life, nothing personal† Every human life is full of ups and Speech It is better to die on feet than to live on knees ventilation, or by through their relationships with themselves, other people, or even a higher being. Alice Walker, an Africa 12 Page 2811 words Life of Pi Pi (short for Piecing Molotov Patella) is a young Indian boy growing up in South India in the sass's. His father owns a zoo and, with increasing political unrest in India, decides to sell up and emigrate to Canada. In true Nosh's ark fashion, they accompany the wild animals on board the ship on 3 Page 594 Words Chicane for Life Lull's Dirty Shoes â€Å"Life cannot get any harder,† exclaimed Luis Coroner from Anchorman, Mexico.Standing five feet- seven inches tall wearing tight vintage blue Levis jeans, plain white shirt and a faded Dodger baseball cap, the worker gets prepared at the crack of dawn to go to work. As Luis gets 5 Page 1242 words Quotes About Life (â€Å"Time has a wonderful way of showing us what really matters. † †Margaret Peters (â€Å"Perfectio n is achieved, not when there is nothing more to add, but when there is nothing left to take away. † Antoine De Saint-Expert (Be kind to unkind people, for they need it most. (Always act 21 page 51 54 wordsGrandma Galloway Life Story Grandma Galloway life story Sunday marks forth- teen years since Grandma Galloway passed away. Some days It feels Like It has been years, other days It feels Like minutes. Many years ago, my dad nicknamed his mother-in-law ‘Grandma name. Unfortunates 6 Page 1355 words Struggle to Success Life is full of twists and turns . Everyone has to struggle here in this world to overcome every obstacle in the way to success. For this hard work is necessary. Without working hard and Just by sitting idle it will be hard for one to get success. Since from childhood and till now I always remember the 2 Page 280 words Buddha†¦Shakespeare used this dramatic form in lots of his plays and we can see that Arthur Miller has used it in â€Å"A view from 102 4 words Refugee Life Racial 2 members and some have been arrested or kidnapped. With full of pain and sorrow and with the hope to return we crossed the border. As soon as we crossed the border we encountered robbers. We made some ways to run off from them . We left our home moved towards the darkness, betting go 69 words The Views and Concepts of Deadlier Therapy The field of psychology today is extremely oriented towards empirical data, which means concepts must be proven scientifically.Deadlier therapy tends to be criticized for its lack of scientific data, which is difficult to prove because it's not based on cause and effect. Instead, it takes the vie 18 Page 4251 words Third Reich Slaughtering of Cultural Life Hitler seizes control: The â€Å"Slaughtering† of cultural life (Notes for an oral presentation) Introduction – soon after appointment of Hitler as chancellor of Germany in Jan 1933 G. Ordination) of German culture began – Nazis extended policy of GIG The Struggle for Women's Rights Abstract In the following report, you will read about how women have put forward great efforts to obtain a place in this world and how men have suppressed the talents of women. Regardless of how far women have gotten in this world, they continue to struggle to leave behind the stereotypes that men 10 page 241 5 words Meaning of Life. What is the meaning of Life? Among all the other philosophical questions, the most important one seems to be the one regarding our â€Å"life†. Is there a meaning of life?And if there is, what is it? How shall we live? There is no right answer to this questions but a lot of possibilities define w 1023 words Days of Our Life The World is Flat Thomas L Friedman To Matt and Kay and to Ron Contents How the World Became Flat One: While I Was Sleeping / 3 Two: The Ten Forces That Flattened the World / 48 Flattener#l. 11/9/89 Flattener #2. 8/9/95 Flattener #3. Work Flow Software Flattener #4. Open-sourcing Flatted 683 pa ge 170712 words Just Life, Nothing Personal Terror Camaraderie Nags bob â€Å"Just life, nothing personal† Every human life is full of ups and Speech Quaid-e-Azam Muhammad Ali Jinnah My Topic is about any Leader, so In this world there are many leaders. We know most of them, but my speech is about â€Å"Quaid-e-Azam†. He was a Great politician and statesman of 20th century. He was generally known as the father of state of Pakistan. He was the leader of The Muslim League and served as the first Governor General of Pakistan. Quaid-e-Azam was his official names. His real name is Mohammad Ali Jinnah. Quaid-e-Azam (â€Å"The Great Leader†) and Baba-e-Qaum(â€Å"Father of the Nation†) was the name given by the public of Pakistan.Quaid-e-Azam,  Muhammad Ali Jinnah was born on 25th December 1876 at Vazeer Mansion Karachi, was the first of seven children of Jinnahbhai, a prosperous merchant. After being taught at home, Jinnah was sent to the Sindh Madrasasah High School in 1887. Later he attended the Mission High School, where, at the age of 16, he passed the matriculation examination of the University of Bombay. On the advice of an English friend, his father decided to send him to England to acquire business experience. Jinnah, however, had made up his mind to become a barrister.In keeping with the custom of the time, his parents arranged for an early marriage for him before he left for England. In London he joined Lincoln's Inn, one of the legal societies that prepared students for the bar. In 1895, at the age of 19, he was called to the bar. While in London Jinnah suffered two severe bereavements–the deaths of his wife and his mother. Nevertheless, he completed his formal studies and also made a study of the British political system, frequently visiting the House of Commons.He was greatly influenced by the liberalism of William E. Gladstone, who had become prime minister for the fourth time in 1892, the year of Jinnah's arrival in London. Jinnah also took a keen interest in the affairs of India and in Indian students. When the Parsi leader Dadabhai Naoroji, a leading Indian nationalis t, ran for the English Parliament, Jinnah and other Indian students worked day and night for him. Their efforts were crowned with success, and Naoroji became the first Indian to sit in the House of Commons.When Jinnah returned to Karachi in 1896, he found that his father's business had suffered losses and that he now had to depend on himself. He decided to start his legal practice in Bombay, but it took him years of work to establish himself as a lawyer. Jinnah first entered politics by participating in the 1906 Calcutta session of the Indian National Congress, the party that called for dominion status and later for independence for India. Four years later he was elected to the Imperial Legislative Council–the beginning of a long and distinguished parliamentary career.In Bombay he came to know, among other important Congress personalities, Gopal Krishna Gokhale, the eminent Maratha leader. Greatly influenced by these nationalist politicians, Jinnah aspired during the early pa rt of his political life to become â€Å"a Muslim Gokhale. † Admiration for British political institutions and an eagerness to raise the status of India in the international community and to develop a sense of Indian nationhood among the peoples of India were the chief elements of his politics. At that time, he still looked upon Muslim interests in the context of Indian nationalism.Jinnah had originally been dubious about the practicability of Pakistan, an idea that Sir Muhammad Iqbal had propounded to the Muslim League conference of 1930; but before long he became convinced that a Muslim homeland on the Indian subcontinent was the only way of safeguarding Muslim interests and the Muslim way of life. It was not religious persecution that he feared so much as the future exclusion of Muslims from all prospects of advancement within India as soon as power became vested in the close-knit structure of Hindu social organisation.To guard against this danger he carried on a nation-wi de campaign to warn his coreligionists of the perils of their position, and he converted the Muslim League into a powerful instrument for unifying the Muslims into a nation. Muhammad Ali Jinnah, addressing a procession on 23rd March, 1940 At this point, Jinnah emerged as the leader of a renascent Muslim nation. Events began to move fast. On March 22-23, 1940, in Lahore, the league adopted a resolution to form a separate Muslim state, Pakistan.The Pakistan idea was first ridiculed and then tenaciously opposed by the Congress. But it captured the imagination of the Muslims. Pitted against Jinnah were men of the stature of Gandhi and Jawaharlal Nehru. And the British government seemed to be intent on maintaining the political unity of the Indian subcontinent. But Jinnah led his movement with such skill and tenacity that ultimately both the Congress and the British government had no option but to agree to the partitioning of India.Pakistan thus emerged as an independent state in 14th Au gust, 1947. Jinnah became the first head of the new state i. e. Pakistan. He took oath as the first governor general on August 15, 1947. Faced with the serious problems of a young nation, he tackled Pakistan's problems with authority. He was not regarded as merely the governor-general; he was revered as the father of the nation. He worked hard until overpowered by age and disease in Karachi. Speech It is better to die on feet than to live on knees ventilation, or by through their relationships with themselves, other people, or even a higher being. Alice Walker, an Africa 12 Page 2811 words Life of Pi Pi (short for Piecing Molotov Patella) is a young Indian boy growing up in South India in the sass's. His father owns a zoo and, with increasing political unrest in India, decides to sell up and emigrate to Canada. In true Nosh's ark fashion, they accompany the wild animals on board the ship on 3 Page 594 Words Chicane for Life Lull's Dirty Shoes â€Å"Life cannot get any harder,† exclaimed Luis Coroner from Anchorman, Mexico.Standing five feet- seven inches tall wearing tight vintage blue Levis jeans, plain white shirt and a faded Dodger baseball cap, the worker gets prepared at the crack of dawn to go to work. As Luis gets 5 Page 1242 words Quotes About Life (â€Å"Time has a wonderful way of showing us what really matters. † †Margaret Peters (â€Å"Perfectio n is achieved, not when there is nothing more to add, but when there is nothing left to take away. † Antoine De Saint-Expert (Be kind to unkind people, for they need it most. (Always act 21 page 51 54 wordsGrandma Galloway Life Story Grandma Galloway life story Sunday marks forth- teen years since Grandma Galloway passed away. Some days It feels Like It has been years, other days It feels Like minutes. Many years ago, my dad nicknamed his mother-in-law ‘Grandma name. Unfortunates 6 Page 1355 words Struggle to Success Life is full of twists and turns . Everyone has to struggle here in this world to overcome every obstacle in the way to success. For this hard work is necessary. Without working hard and Just by sitting idle it will be hard for one to get success. Since from childhood and till now I always remember the 2 Page 280 words Buddha†¦Shakespeare used this dramatic form in lots of his plays and we can see that Arthur Miller has used it in â€Å"A view from 102 4 words Refugee Life Racial 2 members and some have been arrested or kidnapped. With full of pain and sorrow and with the hope to return we crossed the border. As soon as we crossed the border we encountered robbers. We made some ways to run off from them . We left our home moved towards the darkness, betting go 69 words The Views and Concepts of Deadlier Therapy The field of psychology today is extremely oriented towards empirical data, which means concepts must be proven scientifically.Deadlier therapy tends to be criticized for its lack of scientific data, which is difficult to prove because it's not based on cause and effect. Instead, it takes the vie 18 Page 4251 words Third Reich Slaughtering of Cultural Life Hitler seizes control: The â€Å"Slaughtering† of cultural life (Notes for an oral presentation) Introduction – soon after appointment of Hitler as chancellor of Germany in Jan 1933 G. Ordination) of German culture began – Nazis extended policy of GIG The Struggle for Women's Rights Abstract In the following report, you will read about how women have put forward great efforts to obtain a place in this world and how men have suppressed the talents of women. Regardless of how far women have gotten in this world, they continue to struggle to leave behind the stereotypes that men 10 page 241 5 words Meaning of Life. What is the meaning of Life? Among all the other philosophical questions, the most important one seems to be the one regarding our â€Å"life†. Is there a meaning of life?And if there is, what is it? How shall we live? There is no right answer to this questions but a lot of possibilities define w 1023 words Days of Our Life The World is Flat Thomas L Friedman To Matt and Kay and to Ron Contents How the World Became Flat One: While I Was Sleeping / 3 Two: The Ten Forces That Flattened the World / 48 Flattener#l. 11/9/89 Flattener #2. 8/9/95 Flattener #3. Work Flow Software Flattener #4. Open-sourcing Flatted 683 pa ge 170712 words Just Life, Nothing Personal Terror Camaraderie Nags bob â€Å"Just life, nothing personal† Every human life is full of ups and